It looks like Xbox users may soon have a new way to pay for games and other purchases. Microsoft is reportedly working on a “Buy Now, Pay Later” feature that would let users pay in smaller installments instead of paying the full amount at once.
The information comes from data mining work carried out on Xbox’s official website. As spotted by X (formerly Twitter) user redphx, references to the feature were found in the backend code of the Xbox Store. While Microsoft has not officially announced the feature, the findings suggest the company is actively testing flexible payment options for its digital storefront.
The new option would let players pay for games, subscriptions, and even Xbox hardware in smaller installments instead of paying the full price upfront. It could make purchases easier for players, especially as the cost of games and consoles continues to rise.
The leaked code also points to PayPal and Klarna as the payment services that would support the feature. Through PayPal, users could choose the company’s “Pay in 4” option, which splits the total cost into four interest-free payments made every two weeks. The code also suggests that some purchases may qualify for longer payment plans lasting up to 24 months. Klarna would offer a slightly different option, allowing users to pay in three installments. The first payment would be made at the time of purchase, while the remaining two payments would be due over the following months.
For now, there is no word on when the “Buy Now, Pay Later” feature might launch. Since the information comes from backend code, it’s possible Microsoft is still testing the feature behind the scenes. Until the company makes an official announcement, we’ll have to wait and see whether the feature is released. As more information becomes available, we’ll make sure to let you know here at GameObserver.
